SBA Loans in Hickory, NC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Hickory, NC are a reliable way to fund your small business goals. StartCap offers competitive rates and streamlined support, helping you achieve success without unnecessary delays. Secure the funding you need to take off.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Hickory SBA Loans
StartCap is proud to offer businesses in Catawba County a variety of financial solutions. Our tailored funding options are designed to meet your unique business needs, helping you overcome obstacles and achieve lasting success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Hickory or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Hickory, NC
In Hickory and neighboring areas, entrepreneurs are equipped with the financial resources they need to succeed. Our solutions are designed to foster growth and help achieve long-term goals. From Conover to Mooresville and beyond, we're your credit line specialists.
SBA Loan FAQ's
Nestled in the foothills of NC, Hickory presents a dynamic business ecosystem where startup founders seek strategic financial support through Small Business Administration (SBA) loan programs. Local enterprises ranging from manufacturing to technology sectors find critical funding opportunities within this economic landscape near the Blue Ridge Mountains.
Here are a few local suggestions:- First Citizens Bank at 1st Avenue & Main Street
- Catawba Valley Credit Union at Highway 70 & 5th Street
- Wells Fargo at 8th Street & Lenoir Rhyne Boulevard
- BB&T at Tate Boulevard & Highway 127
- Cornerstone Bank at US-70 & 13th Street
- United Community Bank at 2nd Street & Lenoir Rhyne Boulevard
SBA loan programs like 7(a), 504, and microloans offer strategic financing for equipment purchases, working capital, real estate acquisitions, and business expansion. Local business owners in North Carolina can explore multiple funding streams through regional financial institutions committed to supporting economic growth in Catawba County.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Hickory, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Hickory, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Hickory, North Carolina, small business owners across Catawba County can access SBA loans for various industries. Retail shops, manufacturing companies, professional services, and restaurant establishments frequently qualify for financing through the Small Business Administration's support programs.
Local start-ups in sectors like construction, automotive services, technology firms, and hospitality businesses near Lake Hickory often meet SBA lending criteria. Medical practices, HVAC contractors, plumbing services, and commercial landscaping companies represent additional business types eligible for potential loan opportunities.
