SBA Loans in Statesville, NC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
StartCap brings accessible SBA loans to Statesville, NC, offering small businesses the tools needed to grow. Our flexible terms and tailored support make funding your vision easy. Take your business to new heights today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Statesville SBA Loans
StartCap delivers flexible and tailored financial solutions to businesses in Iredell County. Our team works closely with you to understand your unique needs and provide funding options that help you grow and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Statesville or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Statesville, NC
In Statesville and surrounding areas, entrepreneurs can access flexible financial solutions tailored to help them grow. Whether scaling or optimizing, financial support is available to meet your goals. From Mooresville to Huntersville and beyond, we're your credit line specialists.
SBA Loan FAQ's
Statesville, NC sits at the crossroads of innovation and small business growth, with local founders seeking strategic financial support through SBA loan programs. Industrial parks and downtown revitalization efforts have created dynamic opportunities for new business owners looking to secure funding in Iredell County.
Here are a few local suggestions:- First Bank at Main Street & Broad Street
- United Community Bank at Garner Bagnal Boulevard & Turnersburg Highway
- Iredell Savings Bank at Troutman Highway & Meeting House Road
- Wells Fargo at Statesville Boulevard & Whitaker Street
- Bank of America at Mitchell Avenue & Davidson Street
- Pinnacle Financial Partners at Scale Street & North Center Street
SBA loan programs like 7(a), 504, and microloans offer tremendous potential for local start-ups seeking equipment purchases, working capital, or commercial real estate investments. Regional financial institutions understand the nuanced needs of North Carolina businesses and provide tailored solutions for emerging commercial ventures.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Statesville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Statesville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Statesville, NC, spanning diverse sectors like manufacturing, retail, and service industries, qualify for SBA loans through local financial institutions. The Iredell County economic development framework supports small enterprises seeking capital for growth, expansion, and operational needs.
Service-based businesses including plumbing contractors, HVAC technicians, electricians, and lawn care professionals in the North Carolina region often access SBA loan programs. Local start-ups and established companies near downtown Statesville can leverage these financial resources to strengthen their business infrastructure.
