Hard Money Loans in Irvine, CA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap offers hard money loans in Irvine, CA to help real estate investors secure financing for residential and commercial properties. Whether you’re buying, renovating, or refinancing, our quick and easy loan process makes it simple to get started.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Irvine Hard Money Loans
StartCap empowers business owners in Orange County with unsecured loans and credit solutions designed to meet their unique goals. Our financing products are flexible and tailored to help your business reach its full potential.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Irvine or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Irvine, CA
Businesses in Irvine and nearby cities can access hard money loans with fast approval and flexible terms through StartCap. Whether you need funds for equipment, expansion, or new projects, we are here to help. From Tustin to Orange and beyond, we're your real estate partner.
Hard Money FAQ's
Locating hard money lenders in Irvine, CA requires strategic research across Orange County's dynamic real estate investment ecosystem. Local mortgage brokers, private investment firms, and specialized lending networks frequently offer alternative financing solutions for residential and commercial property transactions.
Real estate founders searching for hard money loans should explore connections through professional networks, real estate investment groups, and local investor meetups in the greater Irvine area. While specific lender recommendations vary, exploring specialized lending platforms and consulting experienced local real estate professionals can help identify potential funding sources for property investments.
Interest rates for hard money loans in Irvine typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Irvine's dynamic real estate market welcomes hard money loans across multiple property types, from single-family residential homes near the Irvine Spectrum Center to multi-unit apartment complexes in planned community developments. Investors targeting Orange County properties find flexible financing solutions for various real estate acquisitions.
Commercial properties like office spaces near University of California, Irvine, retail centers, warehouses, and undeveloped land parcels also qualify for hard money lending. These rapid-access funds support local founders seeking quick property investments without traditional financing constraints.
