Start-Up Business Loans in Irving, TX
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Launching a new venture is as exhilarating as it gets—until financial obstacles appear. A start-up business loan in Irving, TX, paired with a strong support team, ensures your business takes off without limits.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Irving Business Loan Options
StartCap fuels entrepreneurs with funding and services tailored to their needs. Let’s launch your business dreams and make them a reality!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Irving or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Irving, TX
Entrepreneurs in Irving and Dallas County, StartCap is here to help you succeed. Explore the nearby cities we serve and let’s make your dreams come true! From Grand Prairie to Grapevine and beyond, we've got you covered.
Start-Up Loan FAQ's
Irving, TX sits at the crossroads of innovation, where entrepreneurs dream big near the iconic Dallas Cowboys headquarters. Launching a business in this dynamic Texas town means confronting startup financing challenges that can make most aspiring business owners break into a cold sweat faster than July's Texas heat.
Here are a few local suggestions:- Wells Fargo Bank at Irving Blvd & MacArthur
- Chase Bank at Belt Line Rd & North MacArthur
- Bank of America at Highway 183 & O'Connor
- Capital One at North Story Rd & Las Colinas Blvd
- Comerica Bank at Belt Line Rd & Valley Ranch Parkway
Traditional lenders often require extensive documentation, perfect credit scores, and collateral that would make a bank vault look like a casual suggestion. At StartCap, we understand the entrepreneurial hustle and offer startup business loans without making you jump through flaming bureaucratic hoops - because let's be real, your business idea is too awesome to get tangled in red tape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Irving, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Irving, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Irving, TX offers several local start-up grant opportunities for emerging entrepreneurs. The city supports business development through targeted financial assistance programs designed to help new ventures gain initial momentum and establish sustainable foundations in the local economic ecosystem.
Small business owners can explore grants from the Irving Economic Development Partnership, which provides targeted funding for qualifying local enterprises. Additional resources include Texas Central Regional grants, small business microloan programs, and potential matching funds from the Irving Chamber of Commerce that support innovative startup initiatives within Texas.
