SBA Loans in Irving, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Irving, TX make funding easy for small businesses. Our competitive rates and tailored support simplify your journey to success. Achieve your goals with a trusted partner by your side.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Irving SBA Loans
StartCap empowers businesses in Dallas County with financial solutions that foster growth and development. Whether you're scaling up or managing cash flow, we offer the tools necessary to take your business to the next level.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Irving or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Irving, TX
For those in Irving and nearby cities, finding the right financial tools to grow is now easier than ever. Entrepreneurs can take advantage of personalized solutions designed for success. From Grand Prairie to Grapevine and beyond, we're your credit line specialists.
SBA Loan FAQ's
Irving, TX stands as a dynamic business hub within Dallas County, attracting innovative founders seeking strategic financial resources. Small business owners exploring SBA loan opportunities find the local economic environment particularly supportive for growth and expansion strategies.
Here are a few local suggestions:- Wells Fargo at MacArthur Blvd & Las Colinas Blvd
- Comerica Bank at Belt Line Road & Highway 183
- Texas Frost Bank at Irving Boulevard & O'Connor Road
- Chase Bank at North Story Road & Highway 114
- Bank of America at MacArthur Boulevard & Highway 161
SBA loans provide crucial financing for equipment purchases, working capital, and real estate acquisitions. Local start-ups in Irving benefit from multiple lending options, with programs like 7(a), 504, and microloans tailored to diverse business financing requirements across various industries.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Irving, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Irving, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Irving, TX offers diverse SBA loan opportunities for small businesses across multiple sectors. Local founders in retail, professional services, technology, and hospitality can access financial support through Small Business Administration programs targeting emerging enterprises in Dallas County.
Service-based businesses like plumbing contractors, HVAC specialists, and electrical companies near Las Colinas frequently qualify for SBA financing. Manufacturing, construction, and technology startups in the Irving business corridor also benefit from streamlined loan application processes designed to support economic growth.
