SBA Loans in Dallas, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Empower your small business with SBA loans in Dallas, TX from StartCap. Flexible terms and expert assistance make financing your dreams simple. Let’s work together to fuel your success today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Dallas SBA Loans
Businesses in Dallas County can access StartCap’s comprehensive financial solutions tailored to their needs. Whether you’re expanding operations or optimizing cash flow, we offer the tools and support to make it happen.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Dallas or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Dallas, TX
In Dallas and surrounding regions, entrepreneurs can access the financial support necessary to scale operations. Custom solutions are available to help your venture reach its full potential. From Highland Park to Richardson and beyond, we're your credit line specialists.
SBA Loan FAQ's
Dallas, TX, with its bustling economic corridors along Central Expressway and innovative tech districts, provides a dynamic backdrop for business financing. Small business owners seeking SBA loan support find multiple resources across the metropolitan area, helping transform entrepreneurial dreams into tangible commercial realities.
Here are a few local suggestions:- Comerica Bank at Ross Avenue & Akard Street
- Wells Fargo at North Central Expressway & Mockingbird Lane
- Bank of Texas at Preston Road & Belt Line Road
- Frost Bank at Main Street & North Ervay Street
- Chase Bank at Downtown Dallas location
- Texas Republic Bank at North Dallas Parkway
SBA loans in Dallas cover diverse funding needs, including working capital, equipment purchases, real estate acquisitions, and startup costs. Local founders can explore 7(a) loans, 504 development programs, and microloans tailored to specific business requirements across industries like technology, healthcare, and professional services.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Dallas, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Dallas, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Dallas, TX, SBA loans support diverse businesses across various sectors. Retail shops, restaurants, service-based companies like plumbing and HVAC contractors, and professional service firms in Dallas County often qualify. Local start-ups near downtown Dallas and surrounding metropolitan areas frequently access these financing opportunities.
Eligible businesses must meet specific criteria, including operations in Dallas and meeting SBA size standards. Manufacturing companies, construction firms, and technology enterprises in the Dallas-Fort Worth metroplex can secure funding. Loan programs target small businesses with strong financial records and growth potential in the Texas business ecosystem.
