SBA Loans in San Antonio, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in San Antonio, TX from StartCap provide flexible solutions for small businesses. Our competitive rates and simple process ensure you have the resources to grow. Let us support your business every step of the way.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than San Antonio SBA Loans
StartCap delivers the financial support businesses in Bexar County need to achieve their goals. Our flexible options are designed to empower entrepreneurs, offering the resources to help your business grow and thrive in any market.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in San Antonio or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near San Antonio, TX
In San Antonio and surrounding areas, entrepreneurs can take advantage of flexible financial solutions that are tailored to help them expand and succeed. Access is easier than ever. From Alamo Heights to Helotes and beyond, we're your credit line specialists.
SBA Loan FAQ's
San Antonio, TX, with its River Walk and historic missions, provides a dynamic backdrop for business growth. Small business owners seeking financial support often explore SBA loan options to fuel their entrepreneurial dreams in this bustling South Texas metropolis.
Here are a few local suggestions:- Frost Bank at Broadway & E Houston Street
- USAA Federal Savings Bank at Main Campus Drive
- Randolph-Brooks Federal Credit Union at Loop 1604
- Wells Fargo at San Pedro Avenue
- Cornerstone Credit Union at Medical Drive
- Broadway Bank at Broadway & Hildebrand Avenue
Local founders investigating SBA loan resources will find multiple 7(a), 504, and microloan programs targeting different business needs. These financing options cover equipment purchases, working capital, real estate acquisition, and operational expansion across various San Antonio industry sectors.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in San Antonio, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in San Antonio, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in San Antonio, TX spanning various sectors qualify for SBA loans. Local enterprises like restaurants, construction companies, automotive services, and professional consulting firms often meet lending criteria. The River City's diverse economic environment supports funding opportunities for qualified applicants.
Service-based businesses including plumbing, HVAC, electrical contractors, and landscaping companies frequently secure SBA loan approvals. Downtown San Antonio and surrounding Bexar County regions provide strategic locations for founders seeking financial support through Small Business Administration programs.
