Carrollton Small Business Administration

SBA Loans in Carrollton, TX

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap’s SBA loans in Carrollton, TX are tailored for small business success. With flexible terms and competitive rates, we provide the tools you need to grow. Build your business with trusted financial solutions.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Texas's Small Business Launchpad

We're More Than Carrollton SBA Loans

At StartCap, we understand the challenges businesses face. That’s why we provide businesses in Dallas County with customized financial solutions designed to help them achieve their goals and navigate obstacles with confidence.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Carrollton or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Dallas County

Find SBA Loans Near Carrollton, TX

Entrepreneurs in Carrollton and nearby areas can easily access the financial tools needed to scale. Our customized solutions offer the support necessary to help achieve lasting success. From Farmers Branch to Grapevine and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Carrollton that can help with SBA loans?

Carrollton, TX sits within a dynamic business corridor between Dallas and the northern suburbs, offering local founders multiple financing opportunities for small business growth. The city's economic environment supports new ventures seeking strategic capital investments through Small Business Administration (SBA) loan programs.

Here are a few local suggestions:
  • Frost Bank at Belt Line Road & Interstate 35E
  • Texas Dow Employees Credit Union at Old Denton Road & Texas Parkway
  • Wells Fargo at Hebron Parkway & Josey Lane
  • Chase Bank at Preston Road & North Carriers Parkway
  • Bank of America at Midway Road & Belt Line Road
  • Independent Bank at Frankford Road & Marsh Lane

Local start-ups can explore multiple SBA loan types including 7(a) working capital loans, 504 commercial real estate financing, and microloans designed for equipment purchases or operational expenses. StartCap provides additional guidance for businesses seeking comprehensive lending solutions in the greater Dallas metropolitan region.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Carrollton, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Carrollton, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Carrollton, TX can access SBA loans through various local financial institutions. Qualifying businesses typically include service providers like plumbing contractors, HVAC technicians, retail shops, restaurants, and professional service firms operating within Denton County's economic ecosystem.

Founders in sectors such as construction, landscaping, automotive services, and technology startups may secure funding through SBA 7(a), 504, and microloans. Local businesses near the Heard Natural Science Museum or within Carrollton's commercial districts often meet eligibility requirements based on employee count and annual revenues.

Elevate Yourself

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