Hard Money Loans in Ithaca, NY
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
In Ithaca, NY, StartCap specializes in hard money loans for real estate investors. Whether you need funding for property purchases, renovations, or refinancing, we offer the capital you need to move forward with your real estate projects.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Ithaca Hard Money Loans
StartCap delivers small business funding in Tompkins County, offering unsecured loans and flexible financial options that support growth. With our financing options, you can build a strong financial future for your business and achieve your entrepreneurial dreams.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Ithaca or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Ithaca, NY
StartCap offers fast and reliable hard money loans to businesses in Ithaca and surrounding cities. Whether you need to invest in new equipment or fund an expansion, we have the financial solutions to meet your needs. From South Hill to Endwell and beyond, we're your real estate partner.
Hard Money FAQ's
Securing hard money loans in Ithaca, NY, requires strategic research across Tompkins County's alternative lending landscape. Local private investors, real estate funding groups, and specialized lending platforms offer potential financing solutions for property investors targeting residential or commercial real estate opportunities.
Finding reliable hard money lenders involves networking with local real estate investment associations, connecting with property development professionals, and exploring online platforms specializing in short-term financing. StartCap represents one potential resource for founders seeking alternative funding in the Finger Lakes region, though individual lending criteria may vary significantly between providers.
Interest rates for hard money loans in Ithaca typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Ithaca's real estate market, with Cornell University's academic influence and Cayuga Lake's scenic backdrop, offers diverse investment opportunities for hard money lending. Residential properties like single-family homes, multi-unit dwellings, and townhouses in Tompkins County frequently benefit from these alternative financing strategies.
Commercial properties such as retail spaces, office buildings, warehouses, and mixed-use developments around downtown Ithaca also qualify for hard money loans. Local investors leverage these financing options for fix-and-flip projects, property renovations, and quick real estate acquisitions in this dynamic NY market.
