Lakeland Equipment Financing

Business Equipment Loans in Lakeland, FL

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Lakeland, FL, are here to make your business dreams a reality. From upgrading machinery to adding new tools, we’ll help you stay competitive and successful.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Florida

Not Just Lakeland Equipment Loans

At StartCap, we believe in offering a variety of loan options so your business can thrive. From lines of credit to secured loans, we provide tailored solutions to help you navigate any financial challenge.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lakeland or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Polk County

Find Business Equipment Loans
Near Lakeland, FL

Our equipment loans in Lakeland and nearby cities give businesses access to the financial resources they need. We offer fast approval and flexible terms to help you reach your goals. From Medulla to Lake Alfred and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Lakeland that offer equipment loans?

Lakeland, FL thrives with small businesses seeking equipment financing across Polk County's diverse commercial districts. Local founders often explore targeted lending solutions to acquire essential machinery and technology for growth and competitive advantage.

Here are a few local suggestions:
  • SunTrust Bank at Florida Ave & Main St
  • Publix Employees Federal Credit Union at Cleveland Heights Blvd
  • Heartland National Bank at South Florida Avenue
  • Community Bank of Florida at South Florida Avenue
  • First National Bank of Central Florida at Lakeland Hills Blvd
  • Regions Bank at Kentucky Street

For new business owners investigating equipment loans, StartCap provides specialized financing options beyond traditional banking channels. Researching multiple lending sources helps local start-ups secure appropriate funding matching their specific operational requirements and budget constraints.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Lakeland, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lakeland, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Lakeland, FL spans numerous business sectors, offering local founders critical support for essential machinery. Entrepreneurs across Polk County can secure loans for restaurant kitchen equipment, agricultural machinery, construction vehicles, medical devices, technology infrastructure, and manufacturing tools that drive operational growth.

From heavy-duty tractors in surrounding citrus groves to commercial refrigeration units for downtown eateries, local business owners have diverse financing options. StartCap and regional lending institutions understand the nuanced equipment needs of Lakeland's dynamic business community, providing tailored financial solutions for emerging and established enterprises.

Elevate Yourself

Get Pre-Approved