Lancaster Equipment Financing

Business Equipment Loans in Lancaster, PA

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

In Lancaster, PA, our equipment loans are crafted to help businesses grow. Whether you’re expanding a fleet or opening a new branch, we’re here to ensure your operations soar.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Pennsylvania

Not Just Lancaster Equipment Loans

At StartCap, we offer a wide range of loan options to match your business’s needs. Whether you’re looking for a line of credit or a secured loan, we have the flexibility to help you succeed.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lancaster or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Lancaster County

Find Business Equipment Loans
Near Lancaster, PA

In Lancaster and nearby cities, we offer equipment loans designed to help businesses thrive. With our expert guidance and flexible financing, your business can reach its full potential. From Millersville to Red Lion and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Lancaster that offer equipment loans?

Lancaster, PA stands out with its rich agricultural heritage and burgeoning small business ecosystem. Equipment financing remains crucial for local founders seeking to expand operations and invest in critical machinery for growth across various industries.

Here are a few local suggestions:
  • Fulton Bank at Queen Street & King Street
  • Members First Credit Union at Rohrerstown Road & Oregon Pike
  • Lancaster Community Bank at Lititz Pike & Manheim Pike
  • RiverSource Bank at Main Street & Prince Street
  • Union Community Bank at Fruitville Pike & Marietta Avenue

Local business owners in Pennsylvania frequently discover equipment loans through community financial institutions that understand regional economic dynamics. StartCap offers comprehensive financing solutions that complement traditional lending approaches for new business owners seeking strategic equipment investments.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Lancaster, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lancaster, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Lancaster, PA offers diverse solutions for local businesses seeking capital investments. From agricultural machinery used in Lancaster County's farmlands to restaurant kitchen equipment and construction vehicles, business owners have multiple financing options to support growth and operational needs.

Pennsylvania lending institutions provide flexible equipment loans covering specialized machinery, trucks, computer systems, medical devices, and manufacturing tools. Local founders can explore traditional bank loans, SBA financing, and alternative lending platforms to secure the necessary equipment investments for their specific business requirements.

Elevate Yourself

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