Business Equipment Loans in Philadelphia, PA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
Our equipment loans in Philadelphia, PA, are designed to meet the unique needs of businesses like yours. From delivery vans to drilling machines, we’ll help you turn your vision into reality.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Philadelphia Equipment Loans
StartCap provides a wide variety of loan options to meet your business’s needs, including secured loans and lines of credit. We’re here to help you find the right financing solution for your goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Philadelphia or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Philadelphia, PA
Looking for equipment loans in Philadelphia or nearby cities? We provide businesses with the financing they need to reach new heights and achieve success in any industry. From Camden to Drexel Hill and beyond, we've got you covered.
Equipment Loan FAQ's
Philadelphia's industrial legacy intertwines with modern business financing, creating a dynamic ecosystem for local start-ups seeking equipment loans. The City of Brotherly Love offers multiple pathways for founders to secure critical funding for operational machinery and technology investments.
Here are a few local suggestions:- Wells Fargo at Broad Street & Chestnut Street
- Citizens Bank at Market Street & 17th Street
- Independence Bank at Walnut Street & 6th Street
- Philadelphia Federal Credit Union at South Broad Street
- Firstrust Bank at Germantown Avenue
- Republic Bank at 2nd Street & Chestnut Street
New business owners exploring equipment financing in PA require strategic research and targeted approaches. StartCap offers comprehensive solutions for local enterprises seeking specialized equipment loans tailored to Philadelphia's diverse industrial landscape, providing competitive rates and flexible terms for growing businesses.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Philadelphia, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Philadelphia, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Philadelphia business owners seeking equipment financing have multiple options for acquisition. Local enterprises can secure loans for restaurant kitchen machinery, construction vehicles, agricultural tools, printing presses, manufacturing robotics, medical diagnostic equipment, and technology infrastructure across Pennsylvania's diverse commercial sectors.
Small business funding in PA often supports critical operational investments through specialized lending programs. Lenders evaluate equipment value, business credit standing, and potential revenue generation when considering loan applications for essential machinery and technological resources in the City of Brotherly Love.
