Hard Money Loans in Philadelphia, PA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap provides hard money loans in Philadelphia, PA for real estate investors looking to secure financing quickly. Whether you are purchasing residential or commercial properties, our loans help you access capital to fund your projects.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Philadelphia Hard Money Loans
Entrepreneurs in Philadelphia County can access StartCap’s unsecured funding and flexible credit options to take their businesses to the next level. Our financing solutions are designed to support your growth and help you achieve lasting success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Philadelphia or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Philadelphia, PA
StartCap provides businesses in Philadelphia and surrounding cities with fast and flexible hard money loans. Whether you need funding for equipment or expansion, we make it easy to get the capital you need to succeed. From Camden to Drexel Hill and beyond, we're your real estate partner.
Hard Money FAQ's
Locating hard money lenders in Philadelphia, PA requires strategic research across Montgomery County and surrounding areas. Local private investors and real estate funding specialists often provide quick financing solutions for residential and commercial property acquisitions in southeastern Pennsylvania.
Potential borrowers should investigate specialized lending firms, private investment groups, and real estate investment networks throughout the Greater Philadelphia metropolitan region. While StartCap represents one potential resource, local hard money providers like private equity firms, individual real estate investors, and alternative lending platforms offer diverse financing opportunities for property investments.
Interest rates for hard money loans in Philadelphia typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Philadelphia's real estate investors capitalize on hard money loans for diverse property acquisitions across PA. From historic rowhouses in Center City to industrial warehouses near the Delaware River, these financing tools support rapid property transformations and investment strategies.
Commercial properties like multi-unit apartment complexes, retail spaces in Fishtown, and warehouses in the Greater Philadelphia metropolitan area frequently benefit from hard money lending. Residential investment opportunities including fix-and-flip projects, single-family homes, and foreclosure rehabilitations represent prime candidates for alternative financing solutions.
