Lauderdale-by-the-Sea Small Business Administration

SBA Loans in Lauderdale-by-the-Sea, FL

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Lauderdale-by-the-Sea, FL are the key to unlocking your business’s potential. StartCap provides flexible funding options and personalized support, ensuring you get the resources you need to succeed. Start growing your business with us.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Florida's Small Business Launchpad

We're More Than Lauderdale-by-the-Sea SBA Loans

StartCap is dedicated to helping businesses in Broward County reach their full potential. Our range of financial solutions is designed to provide the support and resources needed to achieve your business goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lauderdale-by-the-Sea or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Broward County

Find SBA Loans Near Lauderdale-by-the-Sea, FL

In Lauderdale-by-the-Sea and surrounding areas, financial tools are within reach to empower entrepreneurs to expand and achieve their goals. Our solutions provide the resources needed to succeed. From Oakland Park to Lauderhill and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Lauderdale-by-the-Sea that can help with SBA loans?

Tucked along the pristine shoreline of Broward County, FL, Lauderdale-by-the-Sea offers a magnetic environment for business development with its charming coastal backdrop and supportive economic ecosystem. Small business owners seeking financial foundations frequently explore SBA loan opportunities in this picturesque marine community.

Here are a few local suggestions:
  • TD Bank at A1A & Commercial Blvd
  • Wells Fargo at Oakland Park Blvd & US-1
  • Community Bank of Florida at Federal Highway & SE 17th Street
  • SunTrust Bank at SE 17th Street & Federal Highway
  • First Citizens Bank at Federal Highway & Oakland Park Blvd
  • Florida Community Bank at Commercial Blvd & Federal Highway

Local founders investigating SBA loan programs will discover multiple financing avenues, including 7(a) loans for operational capital, 504 loans for commercial real estate, and microloans supporting startup infrastructure. StartCap represents an additional resource for entrepreneurs exploring comprehensive lending solutions beyond traditional banking channels.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Lauderdale-by-the-Sea, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lauderdale-by-the-Sea, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in Broward County's charming coastal town of Lauderdale-by-the-Sea may qualify for SBA loans across various sectors. Retail shops, marine-related services, restaurants, professional services, and local tourism enterprises often meet federal small business administration requirements for financial support.

Qualifying businesses typically include local start-ups in hospitality, marine equipment suppliers, diving instructors, accommodation services, and professional consulting firms situated near the popular pier and beach areas. Criteria involve business size, financial health, and operational history in FL's competitive economic environment.

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