You Have The Skills, Now Get The Tools
Our equipment loans in Lexington, VA, offer the financial flexibility businesses need to grow. Whether you’re starting fresh or expanding, our support ensures your goals are within reach.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Lexington Equipment Loans
From secured loans to lines of credit, StartCap offers loan options that give your business the resources it needs to succeed. Our flexible terms and expert guidance ensure you have everything needed to grow.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lexington or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Lexington, VA
From Lexington to nearby cities, we offer equipment loans designed to help businesses grow. With flexible financing options and expert support, we’ll help you get the tools you need to succeed. From Buena Vista to Fishersville and beyond, we've got you covered.
Equipment Loan FAQ's
Lexington, VA, with its rich Shenandoah Valley heritage and home to Washington and Lee University, offers unique opportunities for business equipment financing. Local founders seeking machinery or technology investments have several strategic lending options tailored to regional business growth needs.
Here are a few local suggestions:- Shenandoah Valley Bank at Main Street & Nelson Street
- Community Trust Bank at Jefferson Street & Washington Avenue
- First Bank & Trust at College Avenue & Henry Street
- Rockbridge National Bank at Market Street & Main Street
- Virginia Tech Credit Union at Lee Highway & Randolph Street
StartCap provides comprehensive equipment loan solutions for Virginia business owners, understanding the specific financial requirements of new start-ups in the Lexington market. Local lending institutions recognize the importance of supporting equipment investments for sustainable business development in the region.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Lexington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lexington, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in VA offers diverse opportunities for business growth across multiple sectors. Local founders in Rockbridge County can secure loans for essential machinery ranging from agricultural tractors to commercial kitchen appliances. Construction, manufacturing, and restaurant equipment represent primary financing options for regional small businesses.
StartCap and other regional lenders provide flexible equipment acquisition strategies for new business owners in Virginia. Restaurant owners near the Blue Ridge Mountains might finance industrial ovens, while agricultural operators around Lexington can obtain specialized farming machinery through targeted equipment loan programs.