Hard Money Loans in Lubbock, TX
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap offers hard money loans in Lubbock, TX for real estate investors looking to secure funding for their next project. Whether you are purchasing, renovating, or refinancing properties, we provide the capital to help you take action.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Lubbock Hard Money Loans
Businesses in Lubbock County can trust StartCap for unsecured loans and financial tools that simplify the growth journey. From funding new projects to managing cash flow, we offer financing options that empower your business to succeed and expand.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lubbock or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Lubbock, TX
StartCap is here to support businesses in Lubbock and nearby cities with fast, flexible hard money loans. Whether you’re investing in new equipment or expanding your operation, we provide the capital you need to thrive. From Slaton to Snyder and beyond, we're your real estate partner.
Hard Money FAQ's
Finding hard money loans in Lubbock, TX requires strategic research across local financial networks. Real estate investors and property developers in Lubbock County frequently seek alternative lending sources for residential and commercial property acquisitions. Local private lenders, investment firms, and specialized financing groups operate throughout the TX region to support quick property transactions.
Potential borrowers should explore local real estate investment associations, private lending networks, and online platforms serving Lubbock's business ecosystem. StartCap represents one potential resource, though multiple options exist for securing hard money financing. Independent lenders specializing in short-term real estate investments frequently provide flexible funding solutions for local start-ups and property professionals seeking rapid capital deployment.
Interest rates for hard money loans in Lubbock typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
In the heart of TX's dynamic West Texas region, Lubbock's real estate market offers diverse opportunities for hard money lending across residential and commercial properties. From single-family homes in Monterey neighborhood to downtown commercial spaces near Texas Tech University, investors find flexible financing solutions.
Hard money loans in Lubbock support various property types including fix-and-flip residential properties, multi-family dwellings, rental units, warehouses, retail spaces, and undeveloped land parcels. Local investors leverage these short-term financing options to quickly acquire and transform real estate assets in Lubbock County.
