SBA Loans in Marathon, FL
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
At StartCap, SBA loans in Marathon, FL are designed to simplify funding for small businesses. Competitive rates and expert support ensure your growth goals are met. Take the first step toward success with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Marathon SBA Loans
At StartCap, we understand the challenges businesses face. That’s why we provide businesses in Monroe County with customized financial solutions designed to help them achieve their goals and navigate obstacles with confidence.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Marathon or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Marathon, FL
For entrepreneurs in Marathon and surrounding areas, growth is within reach with flexible financial solutions. Our customized support is designed to help you achieve success and scale your business. From Islamorada to South Miami Heights and beyond, we're your credit line specialists.
SBA Loan FAQ's
Marathon, FL, situated in the sun-drenched Florida Keys, presents unique business financing opportunities for local founders seeking Small Business Administration (SBA) support. The maritime economy and tourism-driven marketplace create distinctive lending environments that demand specialized financial approaches for new business owners.
Here are a few local suggestions:- Keys Federal Credit Union at U.S. Highway 1 & 35th Street
- Marathon Bank at Overseas Highway & 63rd Street
- First Florida Bank at Knight's Key Boulevard
- Monroe County Bank at Sombrero Boulevard
SBA loan programs like 7(a), 504, and microloans offer entrepreneurs critical funding for equipment purchases, real estate acquisitions, working capital, and operational expansions. Local financial institutions understand the nuanced economic dynamics of Marathon's marine, tourism, and service-based business ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Marathon, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Marathon, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Marathon, FL businesses in tourism, marine services, fishing charters, and local hospitality industries frequently qualify for SBA loans through programs like 7(a) and 504. Monroe County's unique coastal economy supports small business growth with targeted financial resources for established and emerging enterprises.
Service-based businesses including marine repair shops, restaurant establishments, diving operations, and local retail stores near Florida Keys National Marine Sanctuary can access small business financing. Seasonal operations and year-round commercial ventures in Marathon's maritime ecosystem often meet SBA lending requirements.
