
Waiting Could Cost You, Everything
For real estate investors in Medford, NY, StartCap offers hard money loans with flexible terms and fast approval. Whether you’re flipping houses or investing in commercial properties, we provide the financing you need to grow your portfolio.

Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.

Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Medford Hard Money Loans
StartCap offers tailored financial solutions for businesses in Suffolk County, providing unsecured loans and business credit lines to help you achieve your entrepreneurial dreams. Whether you are starting or scaling your business, we make financing simple and accessible.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Medford or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Medford, NY
StartCap helps businesses in Medford and nearby cities with quick and reliable hard money loans. Whether you need capital for a new project or an expansion, we’re here to provide the funding solutions you need to grow and succeed. Check out the cities we serve. From Farmingville to Yaphank and beyond, we're your real estate partner.

Hard Money FAQ's
Securing hard money loans in Suffolk County, NY requires strategic research across alternative lending platforms. Local real estate investors and property developers in Medford frequently seek alternative financing solutions for residential and commercial property acquisitions beyond traditional lending channels.
Private money lenders, investment firms, and specialized real estate financing groups operating in NY frequently provide targeted loan options. While specific local providers vary, StartCap represents one potential resource for founders exploring hard money lending opportunities in the Medford market, particularly for time-sensitive real estate transactions.
Interest rates for hard money loans in Medford typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Medford, NY's real estate market offers diverse opportunities for hard money loan investments, spanning from single-family residential homes to multi-unit apartment complexes. Suffolk County investors frequently utilize these financing options for properties requiring swift rehabilitation or quick acquisition strategies.
Commercial properties like retail spaces, warehouses, and mixed-use developments around Long Island's eastern regions are prime candidates for hard money lending. Residential fix-and-flip projects, undeveloped land parcels, and foreclosure properties represent additional real estate types attracting alternative financing solutions in this dynamic market.