Hard Money Loans in Miami, FL
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap provides hard money loans in Miami, FL for real estate investors seeking fast access to capital. Whether you are purchasing, renovating, or refinancing, our loans give you the financial flexibility you need to make quick decisions.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Miami Hard Money Loans
StartCap is dedicated to helping businesses in Miami-Dade County succeed with unsecured funding and personalized financial products. Our flexible loan options are designed to provide the capital you need to grow and scale your business.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Miami or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Miami, FL
StartCap offers fast and flexible hard money loans to businesses in Miami and surrounding areas. Whether you’re looking to invest, expand, or stabilize, we provide the funding you need to achieve your goals. Explore the cities we serve and let us help you find the right loan. From Miami Beach to North Miami and beyond, we're your real estate partner.
Hard Money FAQ's
Locating hard money loans in Miami, FL requires strategic research across local real estate investment networks. Private lenders specializing in Miami-Dade County frequently offer alternative financing for residential and commercial property acquisitions, renovations, and development projects in south Florida.
Local hard money sources include private investment groups, real estate investment firms, and individual private lenders operating throughout Miami's dynamic property market. While specific requirements vary, investors should prepare comprehensive property details, exit strategies, and demonstrate potential project profitability to secure funding from local capital providers.
Interest rates for hard money loans in Miami typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Miami, FL thrives with diverse real estate opportunities where hard money loans provide crucial funding. From Art Deco districts in South Beach to waterfront condominiums along Biscayne Bay, investors tap into dynamic property financing solutions across Miami-Dade County.
Commercial and residential properties benefit from these flexible lending approaches. Industrial warehouses in Hialeah, multi-family apartment complexes, single-family homes, fix-and-flip projects, and undeveloped land parcels represent prime candidates for hard money loan investments in the FL market.
