Hard Money Loans in Tampa, FL
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap is your go-to source for hard money loans in Tampa, FL. Whether you’re purchasing, flipping, or refinancing real estate, we offer quick approval and flexible financing options to help you take your property ventures to the next level.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Tampa Hard Money Loans
In Hillsborough County, StartCap offers unsecured funding and business credit lines to help entrepreneurs bring their ideas to life. Our easy-to-apply financing options are designed to help your business thrive and achieve its full potential.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Tampa or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Tampa, FL
In Tampa and nearby cities, StartCap makes it easy to secure hard money loans that give businesses the financial flexibility they need. Whether you’re starting a new project or expanding your existing operations, we offer reliable and straightforward funding solutions. Explore the cities we serve. From Temple Terrace to Bloomingdale and beyond, we're your real estate partner.
Hard Money FAQ's
Tampa, FL real estate investors seeking hard money loans have multiple options across Hillsborough County. Local private lenders, investment firms, and real estate financing specialists frequently provide alternative funding for residential and commercial property acquisitions, renovations, and quick turnaround transactions.
Professional loan providers like StartCap, private investment groups, and specialized real estate financing companies in the Tampa metropolitan area offer flexible funding solutions. While specific lender requirements vary, most focus on property value, potential investment returns, and borrower experience when evaluating hard money loan applications.
Interest rates for hard money loans in Tampa typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Tampa's real estate market offers diverse opportunities for hard money loans across residential and commercial properties. From Hillsborough County's historic Ybor City districts to modern suburban developments, investors find flexible financing solutions for single-family homes, multi-unit properties, fix-and-flip projects, and renovation investments.
Commercial real estate options in FL include warehouses near Port Tampa Bay, retail spaces in downtown corridors, vacant land for development, apartment complexes, and mixed-use buildings. Local property investors leverage these loans for quick acquisitions, rapid rehab projects, and strategic real estate transactions across Tampa's dynamic market.
