Hard Money Loans in Oak Island, NC
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap offers hard money loans in Oak Island, NC to real estate investors looking for fast and flexible financing. Whether you’re flipping houses or investing in commercial properties, we offer quick approval and capital to help you succeed.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Oak Island Hard Money Loans
Small businesses in Brunswick County benefit from StartCap’s unsecured loans and tailored financial products for growth. Our financing options are designed to help you grow, expand, and meet your business objectives.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Oak Island or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Oak Island, NC
StartCap is here to help businesses in Oak Island and nearby cities secure hard money loans with flexible terms and fast approval. Whether you’re purchasing equipment or expanding your business, we offer the financial support you need to succeed. Learn more about the cities we serve. From Boiling Spring Lakes to Whiteville and beyond, we're your real estate partner.
Hard Money FAQ's
Seeking hard money loans in Brunswick County, NC requires strategic research across local lending networks. Oak Island's real estate investors and property developers often explore alternative financing solutions through specialized private lenders operating in southeastern North Carolina.
Local mortgage brokers, private investment groups, and real estate investment associations in NC frequently connect borrowers with hard money loan sources. While specific lenders vary, commercial and residential property investors can investigate regional private funding options tailored to their specific Oak Island project requirements.
Interest rates for hard money loans in Oak Island typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Oak Island's real estate market offers diverse opportunities for hard money loans across residential and commercial properties. From beachfront cottages to investment properties near the Brunswick County coastline, investors find flexible financing options for quick property acquisitions.
Commercial properties like retail spaces, vacation rentals, and undeveloped land parcels around Brunswick County qualify for hard money lending. Residential options include single-family homes, multi-unit dwellings, and potential fix-and-flip projects near Oak Island's scenic waterfront.
