Hard Money Loans in Wilmington, NC
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap offers hard money loans in Wilmington, NC for residential and commercial real estate projects. Whether you are buying, renovating, or refinancing, our quick and flexible loans provide the capital you need to seize opportunities and move forward with your real estate ventures.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Wilmington Hard Money Loans
StartCap supports small businesses in New Hanover County with unsecured loans and financial solutions that simplify funding. We offer flexible options that allow you to invest in your business’s growth and achieve your entrepreneurial goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Wilmington or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Wilmington, NC
StartCap offers businesses in Wilmington and nearby cities quick and easy access to hard money loans. Whether you need to invest, expand, or stabilize, we provide fast funding that helps you reach your business goals. From Leland to Jacksonville and beyond, we're your real estate partner.
Hard Money FAQ's
Hard money loans in Wilmington, NC offer alternative financing solutions for real estate investors and property developers seeking quick capital. New Hanover County's dynamic property market presents opportunities for local start-ups and real estate professionals looking to secure non-traditional lending options for residential and commercial properties.
Local private lenders, mortgage brokers, and investment firms in NC frequently provide hard money financing. While specific lenders vary, options include specialized real estate investment groups, private funding networks, and regional lending platforms focusing on quick property investment transactions in the Wilmington metropolitan area.
Interest rates for hard money loans in Wilmington typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Wilmington, NC's coastal charm and growing real estate market offer diverse opportunities for hard money loans across residential and commercial properties. Investors seeking quick financing for single-family homes, multi-unit dwellings, and fix-and-flip projects find these loans particularly advantageous in New Hanover County's dynamic property landscape.
Commercial real estate in Wilmington encompasses opportunities like retail spaces, warehouses, mixed-use developments, and office complexes that benefit from hard money lending. Local founders and property investors leverage these flexible financing options to transform properties along the Cape Fear River and surrounding areas rapidly.
