You Have The Skills, Now Get The Tools
From repair shops to restaurants, our equipment loans in Oxford, MA, provide essential support. With us, you can focus on expanding your business and achieving your full potential.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Oxford Equipment Loans
From lines of credit to secured loans, StartCap offers a range of financing options that fit your business’s needs. Let us provide the support you need to grow and succeed in a competitive market.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Oxford or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Oxford, MA
From Oxford to surrounding cities, we provide businesses with the equipment loans they need to grow. Our team is here to support you at every stage of your business journey. From Webster to Ware and beyond, we've got you covered.
Equipment Loan FAQ's
Oxford, MA, with its charming New England backdrop and strategic Worcester County location, presents unique opportunities for business equipment financing. Local founders seeking machinery or technology investments often explore regional lending resources tailored to small business needs.
Here are a few local suggestions:- Cornerstone Bank at Main Street & Pleasant Street
- Digital Federal Credit Union at Route 20 & Mill Street
- First Citizens' Bank at Central Street & Church Street
- Worcester Municipal Credit Union at Lincoln Square
- Webster Five Cents Savings Bank at Providence Road
StartCap provides specialized equipment loan solutions for Massachusetts businesses, understanding the intricate financial requirements of local start-ups. Comprehensive support and competitive rates help new business owners secure necessary equipment without extensive paperwork or complex qualification processes.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Oxford, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Oxford, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment loans in Massachusetts offer flexible financing for diverse business needs across Worcester County. Local founders can secure funding for restaurant kitchen appliances, construction machinery, agricultural tractors, and specialized manufacturing equipment in Oxford and surrounding communities.
Small business owners exploring equipment financing have multiple options beyond traditional bank loans. Industrial machinery, commercial vehicles, restaurant point-of-sale systems, and high-tech agricultural tools represent potential investment areas for Massachusetts-based enterprises seeking strategic equipment upgrades.