SBA Loans in Palm Beach, FL
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
Secure your business’s future with SBA loans in Palm Beach, FL through StartCap. Our flexible terms and efficient process ensure your funding journey is smooth. Take the next step toward success with confidence.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Palm Beach SBA Loans
StartCap helps businesses in Palm Beach County succeed by offering financial solutions that cater to their unique needs. Whether you need capital for expansion, cash flow management, or innovation, we are here to support you.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Palm Beach or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Palm Beach, FL
For entrepreneurs in Palm Beach and surrounding areas, financial solutions are available to help you grow. Our customized support is designed to meet your unique business needs and objectives. From West Palm Beach to Palm Beach Gardens and beyond, we're your credit line specialists.
SBA Loan FAQ's
Palm Beach County's business ecosystem thrives with dynamic small business opportunities, especially for founders seeking strategic financial resources. Local entrepreneurs frequently explore Small Business Administration (SBA) loan options to fuel growth and expansion across various industries.
Here are a few local suggestions:- Wells Fargo at Clematis Street & Flagler Drive
- Bank of America at Worth Avenue & County Road
- Chase Bank at Southern Boulevard & Military Trail
- TD Bank at PGA Boulevard & US Highway 1
- SunTrust Bank at Royal Palm Way & Okeechobee Boulevard
- Florida Community Bank at Northlake Boulevard & US-1
SBA loans in FL typically include 7(a) programs covering working capital, equipment purchases, and real estate acquisitions. New business owners benefit from competitive interest rates and flexible terms tailored to support local economic development across Palm Beach's diverse commercial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Palm Beach, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Palm Beach, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Palm Beach County, FL, small businesses across diverse sectors like hospitality, retail, professional services, and home improvement qualify for SBA loans. Local founders in areas such as West Palm Beach can access funding through programs targeting restaurants, construction firms, healthcare practices, and technology startups.
Service-based enterprises including plumbing contractors, HVAC specialists, landscaping companies, and electrical businesses often meet SBA loan requirements. Businesses near Worth Avenue or operating within Palm Beach's dynamic economic ecosystem frequently benefit from these tailored financing opportunities supporting growth and expansion.
