SBA Loans in Pasco, WA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Pasco, WA through StartCap deliver tailored solutions for small businesses. Our competitive rates and expert advice make funding your dreams easy. Launch your business into a brighter future today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Pasco SBA Loans
For businesses in Franklin County, StartCap provides the financial resources you need to succeed. Our solutions are tailored to meet your specific business needs, helping you navigate challenges and seize new opportunities.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Pasco or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Pasco, WA
For entrepreneurs in Pasco and beyond, personalized financial support is available to help you succeed. Flexible solutions are designed to meet your unique business needs and drive growth. From Kennewick to Grandview and beyond, we're your credit line specialists.
SBA Loan FAQ's
Pasco, WA sits in the heart of the Columbia Basin, where agricultural innovation meets small business potential. Local founders seeking SBA loan support find a dynamic economic environment with multiple financing options tailored to regional business growth strategies.
Here are a few local suggestions:- Columbia Bank at Court Street & 4th Avenue
- Banner Bank at Road 68 & Interstate 182
- First Federal at Lewis Street & Columbia Center Boulevard
- Numerica Credit Union at Burden Boulevard & Court Street
- Umpqua Bank at Road 100 & Court Street
- Mountain West Bank at Court Street & Interstate 182
SBA loans in Pasco range from 7(a) programs supporting working capital to 504 loans financing commercial real estate and equipment purchases. Local start-ups and established businesses can leverage these financial tools to expand operations, with StartCap offering additional consultation for strategic funding approaches.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Pasco, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Pasco, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
SBA loans in Pasco, WA support diverse local businesses across Franklin County. Small enterprises in agriculture, technology, service industries, and retail can qualify based on specific criteria. Manufacturing, construction, and professional service companies often receive priority consideration for funding.
Qualifying businesses must meet SBA size standards and demonstrate financial need. Local plumbing contractors, HVAC specialists, electrical service providers, and restaurant owners frequently apply for these economic development resources. Businesses operating near Columbia River trade corridors may receive additional lending advantages.
