Roseville Small Business Administration

SBA Loans in Roseville, MI

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

With SBA loans in Roseville, MI, StartCap fuels small business success. Our easy application process and expert advice make it simple to secure the funding you need. Start your journey with a trusted partner.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Michigan's Small Business Launchpad

We're More Than Roseville SBA Loans

Businesses in Macomb County can rely on StartCap for the financial support they need to succeed. Our customized solutions are designed to provide the resources necessary to help you scale and grow your operations effectively.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Roseville or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Macomb County

Find SBA Loans Near Roseville, MI

For entrepreneurs in Roseville and its surrounding cities, personalized financial support is available to meet your needs. Flexible solutions help take your venture to the next level. From Eastpointe to Mount Clemens and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Roseville that can help with SBA loans?

Roseville, MI brims with industrial spirit and small business potential, creating an environment ripe for economic growth. Local founders seeking financial resources for expansion often explore Small Business Administration (SBA) loan opportunities across Macomb County's dynamic business ecosystem.

Here are a few local suggestions:
  • Community Financial Credit Union at Gratiot Avenue & 12 Mile Road
  • First State Bank at Groesbeck Highway & 13 Mile Road
  • Huntington Bank at Van Dyke Avenue & Common Road
  • Chemical Bank at Roseville Street & Kelly Road
  • Lake Michigan Credit Union at 12 Mile Road & Little Mack Avenue
  • Detroit Catholic Credit Union at Gratiot Avenue & Common Road

SBA loans in Roseville support various business needs, including equipment purchases, working capital, real estate acquisition, and startup funding. Local lenders understand the nuanced requirements of Michigan small businesses, offering tailored financing solutions to help new business owners transform entrepreneurial dreams into sustainable enterprises.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Roseville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Roseville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Macomb County's Roseville, MI, small business owners seeking SBA loan opportunities span diverse sectors. Local service providers like HVAC technicians, plumbing professionals, and electrical contractors frequently qualify for financing through traditional Small Business Administration programs.

Manufacturing enterprises, retail establishments, and professional service companies in this Michigan community often meet SBA lending criteria. Factors such as business size, revenue, and industry classification determine eligibility for funding through the Small Business Administration's comprehensive loan initiatives.

Elevate Yourself

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