Hard Money Loans in Salem, MA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
In Salem, MA, StartCap offers hard money loans to help you finance residential and commercial real estate projects. From property purchases to renovations, our loans provide the flexibility and speed you need to take action on your real estate investments.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Salem Hard Money Loans
StartCap empowers businesses in Essex County with unsecured loans and credit products designed to meet their needs. We offer flexible financing options that ensure your business has the capital it needs to succeed and grow.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Salem or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Salem, MA
StartCap provides businesses in Salem and surrounding cities with fast and flexible hard money loans. Whether you need funding for equipment or expansion, we make it easy to get the capital you need to succeed. From Peabody to Melrose and beyond, we're your real estate partner.
Hard Money FAQ's
Finding hard money loans in MA requires strategic research across Salem's dynamic real estate investment environment. Local private lenders, mortgage brokers, and real estate investment groups frequently offer alternative financing solutions for commercial and residential property acquisitions in Essex County.
While specific lenders vary, investors might connect with local real estate networking groups, online platforms, and independent financial professionals specializing in short-term lending for fix-and-flip projects, new business development, and property rehabilitation in the Greater Boston metropolitan region.
Interest rates for hard money loans in Salem typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Salem's historic real estate market welcomes hard money loans across diverse property types. From centuries-old Victorian homes near Essex Street to waterfront commercial spaces overlooking Salem Harbor, investors find flexible financing opportunities for residential and commercial acquisitions in MA's legendary coastal city.
Investment properties including multi-unit residential buildings, fix-and-flip projects, warehouse conversions, and retail spaces qualify for hard money lending. Local real estate founders appreciate these fast-funding alternatives when traditional financing proves restrictive for unique Salem property investments.
