Hard Money Loans in Smithfield, NC
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap provides hard money loans in Smithfield, NC for residential and commercial real estate projects. Whether you’re flipping houses or securing a commercial property, we offer quick and flexible financing to help you close deals faster.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Smithfield Hard Money Loans
In Johnston County, StartCap offers a range of financial products, including unsecured loans and business credit lines, to help businesses succeed. We focus on delivering the capital you need to build a strong foundation and grow your business to new heights.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Smithfield or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Smithfield, NC
In Smithfield and surrounding cities, StartCap provides businesses with fast, flexible hard money loans. Whether you’re scaling your operations or purchasing new equipment, we offer the funding solutions you need to thrive. From Selma to Wilson and beyond, we're your real estate partner.
Hard Money FAQ's
In Johnston County, NC, local founders seeking alternative financing might explore hard money loan options tailored for residential and commercial real estate investments. Smithfield's business ecosystem supports various lending alternatives beyond traditional financing methods for property acquisitions and development projects.
Local private lenders, real estate investment groups, and specialized lending firms in North Carolina potentially offer hard money solutions. While specific providers vary, options may include mortgage brokers, real estate investment networks, and private funding sources interested in short-term property investments around Smithfield's dynamic market.
Interest rates for hard money loans in Smithfield typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Smithfield, NC, a charming town in Johnston County, offers diverse real estate opportunities for hard money lending. Investors targeting residential properties like single-family homes, multi-unit dwellings, and fix-and-flip projects frequently utilize these specialized financing options in this growing North Carolina community.
Commercial real estate investments also benefit from hard money loans in Smithfield. Warehouses, retail spaces, office buildings, and undeveloped land parcels represent attractive opportunities for local and regional property developers seeking alternative funding strategies in this dynamic market.
