Springfield Equipment Financing

Business Equipment Loans in Springfield, OH

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From delivery vans to design software, our equipment loans in Springfield, OH, give businesses the tools they need to succeed. With flexible terms and dedicated support, your business can reach new heights.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Ohio

Not Just Springfield Equipment Loans

At StartCap, we offer a range of loan options to help your business thrive. Whether you need a secured loan or a line of credit, we provide flexible solutions tailored to your unique needs.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Springfield or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Clark County

Find Business Equipment Loans
Near Springfield, OH

Our equipment loan services extend beyond Springfield to surrounding cities. We offer flexible terms and fast approval to ensure your business has the tools needed for success. From New Carlisle to Vandalia and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Springfield that offer equipment loans?

Springfield, OH, tucked in Clark County, offers a dynamic environment for local business growth, with equipment financing being a critical resource for emerging enterprises. Founders seeking machinery or technology investments find themselves exploring multiple funding avenues to support their operational infrastructure.

Here are a few local suggestions:
  • First Financial Bank at Main Street & Limestone Street
  • Wright-Patt Credit Union at High Street & Center Street
  • Clark County Community Bank at Market Street & Springfield Avenue
  • Ohio Valley Bank at Beacon Street & National Road

StartCap provides comprehensive equipment loan solutions tailored for OH businesses, understanding the specific needs of local start-ups and established enterprises. Regional lenders recognize the importance of flexible financing options that align with diverse business requirements and growth strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Springfield, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Springfield, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Springfield, Ohio offers diverse opportunities for business growth across multiple sectors. Local founders seeking financial support can secure loans for restaurant kitchen appliances, agricultural machinery, construction vehicles, and specialized industrial equipment throughout Clark County.

Business owners in OH can explore comprehensive financing options for tractors, commercial ovens, excavators, manufacturing tools, medical devices, and technology infrastructure. Companies near Wright-Patterson Air Force Base often leverage equipment loans to upgrade operational capabilities and maintain competitive technological advantages.

Elevate Yourself

Get Pre-Approved