SBA Loans in Springfield, VA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap makes SBA loans in Springfield, VA simple and effective for small businesses. We offer competitive terms and personalized assistance to help you thrive. Let us help you take the next step in your business journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Springfield SBA Loans
StartCap’s financing solutions are designed to help businesses in Fairfax County grow and succeed. We offer personalized funding options that allow you to scale, innovate, and manage cash flow, all with the support you need.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Springfield or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Springfield, VA
Located in Springfield or a nearby city? There are financial resources available to help entrepreneurs succeed. Customized solutions are designed to support growth at every stage of the journey. From North Springfield to Lake Barcroft and beyond, we're your credit line specialists.
SBA Loan FAQ's
Springfield, VA brims with economic potential, sitting strategically near Washington, D.C., and attracting diverse business opportunities along the I-95 corridor. Local founders seeking financial support for their ventures often explore Small Business Administration (SBA) loan options tailored to regional economic development strategies.
Here are a few local suggestions:- Burke & Herbert Bank at Old Keene Mill Road & Rolling Road
- Navy Federal Credit Union at Backlick Road & Frontier Drive
- First Citizens Bank at Franconia Road & Springfield Center Parkway
- Sandy Spring Bank at Backlick Road & Bland Street
- Pentagon Federal Credit Union at Commerce Street & Frontier Drive
- Wells Fargo Bank at Springfield Mall Access Road
SBA loans encompass several financing models, including 7(a) programs for working capital, equipment purchases, and commercial real estate acquisitions. Local start-ups might find these lending solutions particularly attractive for expanding operations or stabilizing initial business infrastructure in Fairfax County's dynamic economic environment.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Springfield, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Springfield, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Springfield, VA, local business owners can access SBA loans through various qualifying criteria. Restaurants, retail shops, professional services like legal firms, and construction-related businesses are prime candidates for Small Business Administration funding in Fairfax County.
Service-based enterprises such as plumbing contractors, HVAC specialists, and electrical companies frequently meet SBA loan requirements. Medical practices, technology startups, and home improvement businesses near Burke Lake Park also represent strong applicants for financial support in the Springfield metropolitan area.
