Sterling Small Business Administration

SBA Loans in Sterling, VA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap specializes in SBA loans in Sterling, VA, offering competitive options to help your small business thrive. With our guidance and financial expertise, you can focus on what matters—growing your business. Start today with StartCap.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Virginia's Small Business Launchpad

We're More Than Sterling SBA Loans

StartCap supports businesses in Loudoun County with dynamic financial solutions. Whether you're looking to expand, manage cash flow, or invest in new opportunities, our customizable options are designed to help you achieve your vision.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Sterling or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Loudoun County

Find SBA Loans Near Sterling, VA

Entrepreneurs in Sterling and nearby locations can count on tailored financial resources to help them grow. We offer customized solutions to meet the unique needs of each entrepreneur. From Countryside to Reston and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Sterling that can help with SBA loans?

Sterling, VA harbors a dynamic business ecosystem within Loudoun County, offering fertile ground for local start-ups seeking financial support. Founders exploring Small Business Administration (SBA) loan opportunities will discover multiple resources tailored to their growth requirements.

Here are a few local suggestions:
  • Bank of America at Cascades Marketplace & Sterling Boulevard
  • Wells Fargo at Dulles Landing Drive & Loudoun County Parkway
  • Freedom Bank of Virginia at Countryside Boulevard & Sugarland Run Drive
  • Sandy Spring Bank at Sterling Park Shopping Center
  • Burke & Herbert Bank at Potomac Run Plaza
  • Capital One Bank at Dulles Technology Drive

SBA loan programs like 7(a), 504, and microloans provide critical financing for equipment purchases, working capital, real estate acquisitions, and business expansion. Local banking institutions in Sterling understand regional economic dynamics and offer personalized guidance for new business owners seeking strategic funding solutions.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Sterling, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Sterling, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Sterling, VA, located in Loudoun County, small businesses across diverse sectors qualify for SBA loans. Local service-based enterprises like plumbing contractors, HVAC specialists, electrical companies, and landscaping firms frequently access these financial resources through the Small Business Administration's support programs.

Retail establishments, professional service providers, technology startups, and home-based businesses near Dulles Technology Corridor can leverage SBA loan opportunities. Founders in manufacturing, construction, restaurant, and professional consulting domains often secure funding through specialized SBA lending channels designed for VA's dynamic business ecosystem.

Elevate Yourself

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