SBA Loans in Stevens Point, WI
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in Stevens Point, WI, offering tailored solutions for small businesses. With flexible terms and expert guidance, we make funding your dreams straightforward and stress-free. Let us help power your entrepreneurial journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Stevens Point SBA Loans
StartCap provides businesses in Portage County with the resources they need to succeed. Our tailored financial solutions are designed to help you grow, manage cash flow, and achieve your goals with ease and support.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Stevens Point or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Stevens Point, WI
Located in Stevens Point or nearby? You can benefit from financial solutions that help entrepreneurs thrive. Our tools are designed to support growth and help you achieve your goals more effectively. From Plover to Antigo and beyond, we're your credit line specialists.
SBA Loan FAQ's
Stevens Point, situated in Portage County, WI, offers dynamic business opportunities for local start-ups seeking financial support through Small Business Administration (SBA) loans. The region's economic landscape provides multiple funding channels for new business owners looking to establish or expand their commercial ventures.
Here are a few local suggestions:- Forward Bank at Main Street & Strongs Avenue
- Mid Wisconsin Bank at Division Street & University Drive
- Central City Credit Union at Church Street & Water Street
- Point West Bank at Clark Street & Maria Drive
- Community Bank of Central Wisconsin at Portage County Business Park
SBA loan programs like 7(a), 504, and microloans provide critical financing for purchasing real estate, equipment, working capital, and business expansion. Local financial institutions understand the unique economic dynamics of the greater Stevens Point area and offer tailored lending solutions for founders seeking strategic business growth.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Stevens Point, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Stevens Point, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Stevens Point, Portage County, WI can access SBA loans across various industries. Local restaurants, retail shops, service providers like plumbers and electricians, and professional services frequently qualify for these financial resources supporting economic growth.
Technology startups, manufacturing firms, hospitality businesses, and agricultural enterprises near the University of Wisconsin-Stevens Point campus often meet SBA lending criteria. These loans help founders establish and expand operations within the thriving central Wisconsin business ecosystem.
