SBA Loans in Stillwater, MN
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Take advantage of SBA loans in Stillwater, MN to fuel your business’s growth. StartCap delivers flexible financing and personalized support, ensuring your funding needs are met with ease. Propel your business forward with confidence today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Stillwater SBA Loans
StartCap helps businesses in Washington County thrive by offering a range of financial solutions designed to meet their needs. Whether you're looking to expand, improve cash flow, or take on new projects, we’ve got you covered.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Stillwater or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Stillwater, MN
In Stillwater and neighboring areas, entrepreneurs are equipped with the financial resources they need to succeed. Our solutions are designed to foster growth and help achieve long-term goals. From Lake Elmo to Vadnais Heights and beyond, we're your credit line specialists.
SBA Loan FAQ's
Stillwater, MN harbors a dynamic small business ecosystem along the scenic St. Croix River, where local founders seek strategic financial support for growth initiatives. Small business owners exploring SBA loan opportunities find multiple avenues for funding critical business expansions and operational needs.
Here are a few local suggestions:- Stillwater Bank at Main Street & Pine Street
- Woodbury Community Bank at Radio Drive & Valley Creek Road
- First National Bank of MN at Highway 36 & Lake Elmo Avenue
- Washington County Credit Union at 5th Street & Chestnut
- Oakdale Financial Services at Hadley Avenue & Highway 36
- Minnesota Business Lending Group at Century Avenue & Woodbury Drive
SBA loans in Minnesota cover diverse business requirements, including equipment purchases, working capital, real estate acquisition, and startup costs. Local lenders understand regional economic dynamics and offer tailored financing solutions matching the unique needs of Washington County's entrepreneurial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Stillwater, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Stillwater, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Stillwater, Washington County, MN can access SBA loans through local banks and credit unions. Qualifying businesses include retail shops, professional services, restaurants, and home improvement contractors serving the St. Croix River Valley region.
Service-based industries like plumbing, HVAC, electricians, and lawn care maintenance frequently meet SBA loan requirements. Startups and established local businesses with strong financial records and operational history near downtown Stillwater typically have higher approval rates for these financial support programs.
