![SBA Loan Image](/wp-content/uploads/2025/01/loan.png)
Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Two Rivers, WI from StartCap offer flexible options for small businesses. Our easy application process and competitive rates help you secure the funding you need. Build your business with confidence today.
![Low Rates Icon](/wp-content/uploads/2025/01/rate.png)
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
![25 Year Icon](/wp-content/uploads/2025/01/anniversary.png)
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
![Equipment Icon](/wp-content/uploads/2025/01/demolishing.png)
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Two Rivers SBA Loans
StartCap helps businesses in Manitowoc County succeed by offering financial solutions that cater to their unique needs. Whether you need capital for expansion, cash flow management, or innovation, we are here to support you.
![Launchpad Image](/wp-content/uploads/2025/01/rocket-2.png)
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
![](/wp-content/uploads/2024/12/rocket-launch.png)
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
![](/wp-content/uploads/2024/12/take-off.png)
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
![](/wp-content/uploads/2024/12/rocket.png)
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
![Marketing Image](/wp-content/uploads/2025/01/business-1.png)
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Two Rivers or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Two Rivers, WI
For entrepreneurs in Two Rivers and surrounding areas, financial tools are available to help you grow. Our flexible solutions are designed to meet the specific needs of each entrepreneur. From Manitowoc to Kaukauna and beyond, we're your credit line specialists.
![Map Image](/wp-content/uploads/2024/12/map-1.png)
SBA Loan FAQ's
Two Rivers, WI sits along Lake Michigan with a dynamic small business ecosystem that attracts innovative founders seeking financial support. Local business owners exploring SBA loan options find multiple resources for growth and expansion within Manitowoc County's supportive economic environment.
Here are a few local suggestions:- Marine Credit Union at Main Street & Washington Avenue
- Manitowoc Bank at 8th Street & York Street
- Two Rivers Community Bank at Lincoln Avenue & 20th Street
- Citizens State Bank of Mishicot at Forest Avenue & Main Street
- Nicolet Bank at Rapids Road & Riverview Drive
SBA loans in Two Rivers provide critical financial resources for new business owners, covering equipment purchases, working capital, and commercial real estate investments. Local lenders understand the unique challenges of Wisconsin's small business landscape and offer tailored financing solutions to support regional economic growth.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Two Rivers, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Two Rivers, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Two Rivers, WI, small business owners across Manitowoc County can access SBA loans for various enterprises. Local establishments including restaurants, retail shops, service providers like plumbing and HVAC contractors, and manufacturing firms might qualify for financial support through Small Business Administration programs.
Eligibility typically requires businesses operating within Wisconsin's regional economic framework to meet specific criteria. Founders in sectors ranging from hospitality to professional services near Point Beach State Forest can explore loan opportunities designed to stimulate local economic growth and support sustainable commercial development.