Waltham Real Estate Funding

Hard Money Loans in Waltham, MA

Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
Shop Image
Competition Can Be Fierce

Waiting Could Cost You, Everything

StartCap provides fast, reliable hard money loans in Waltham, MA for residential and commercial real estate projects. Whether you need financing to purchase, renovate, or refinance properties, we offer competitive rates and quick approvals to help you succeed.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Pay Icon

Fast Approval Decisions

Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

Asset Icon

Asset-Based Lending

Leverage your property as collateral to secure the funding you need, even without perfect credit.

Calendar Icon

Flexible Repayment Options

Choose a repayment plan that works best for your project, with terms that fit your needs.

We're The Jack-of-All in Massachusetts

More Than Waltham Hard Money Loans

StartCap is committed to helping businesses in Middlesex County thrive with unsecured loans and personalized financial options. Our goal is to empower entrepreneurs by providing them with the funds they need to grow and succeed in today’s fast-moving marketplace.

House Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Digital Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Waltham or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Middlesex County

Find Hard Money Loans Near
Waltham, MA

In Waltham and nearby cities, StartCap provides flexible hard money loans to help businesses take the next step in their growth. Whether you need capital for expansion or investments, our loan options are designed to support your success. From Watertown to Somerville and beyond, we're your real estate partner.

Map Image

Hard Money FAQ's

  Are there any local hard money lenders in Waltham?

Real estate investors and property developers in Middlesex County, MA searching for hard money loans have several local options. Specialized lenders in Waltham offer fast financing solutions for residential and commercial real estate transactions, with varying approval criteria tailored to local market dynamics.

Local private money lenders, mortgage brokers, and real estate investment firms frequently provide alternative funding in MA. StartCap represents one potential resource, though founders should explore multiple sources to compare terms, interest rates, and lending flexibility for their specific property investment goals in the greater Boston metropolitan area.

Interest rates for hard money loans in Waltham typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Waltham, MA harbors diverse real estate opportunities for hard money loans, spanning residential and commercial properties. From single-family homes along Moody Street to multi-unit residential complexes near Charles River, investors find strategic financing solutions across Middlesex County's dynamic property market.

Commercial assets like office spaces, retail centers, and industrial warehouses near technology corridors attract hard money lending. Property developers targeting renovation projects, fix-and-flip investments, and quick transaction timelines frequently leverage these alternative financing mechanisms in Massachusetts' competitive real estate environment.

Elevate Yourself

Get Pre-Approved