SBA Loans in White Plains, NY
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap specializes in SBA loans in White Plains, NY, offering competitive options to help your small business thrive. With our guidance and financial expertise, you can focus on what matters—growing your business. Start today with StartCap.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than White Plains SBA Loans
StartCap delivers flexible financial solutions to businesses in Westchester County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in White Plains or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near White Plains, NY
In White Plains and its neighboring cities, entrepreneurs have the opportunity to access a wide range of financial resources that can make all the difference in reaching their business goals. From Hartsdale to Dobbs Ferry and beyond, we're your credit line specialists.
SBA Loan FAQ's
White Plains, NY, with its dynamic corporate backdrop and proximity to NYC, presents a fertile ground for business growth. Local founders seeking financial support for expansion or startup costs often explore Small Business Administration (SBA) loan opportunities throughout Westchester County.
Here are a few local suggestions:- Westchester Bank at Mamaroneck Avenue & Main Street
- Hudson Valley Credit Union at Tarrytown Road & Central Avenue
- KeyBank at East Post Road & Lexington Avenue
- Community Capital New York at North Broadway & Main Street
- Signature Bank at Corporate Drive & Glen Cove Road
SBA loans in NY can cover equipment purchases, working capital, real estate acquisitions, and refinancing existing business debt. Local new business owners might find 7(a) and 504 loan programs particularly advantageous for scaling operations in this competitive metropolitan business ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in White Plains, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in White Plains, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in White Plains, NY qualify for SBA loans across numerous industries. Local retail establishments, professional services, restaurants, construction companies, and service-based businesses like plumbing and electrical contractors frequently meet loan program requirements in Westchester County.
Food service ventures, technology startups, healthcare providers, and manufacturing firms in NY can access funding through various SBA loan categories. Qualifying businesses typically need strong credit histories, operational experience, and clear business plans targeting economic growth within the White Plains business ecosystem.
