White Plains Equipment Financing

Business Equipment Loans in White Plains, NY

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

In White Plains, NY, our equipment loans are crafted for businesses ready to expand. Whether you’re renovating a workspace or purchasing machinery, we’ll help you achieve success without the stress of financial strain.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in New York

Not Just White Plains Equipment Loans

StartCap provides businesses with a variety of loan options, including secured loans and lines of credit, to meet your specific needs. With our flexible terms, we ensure your business has the right financial backing.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in White Plains or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Westchester County

Find Business Equipment Loans
Near White Plains, NY

Looking for equipment loans in White Plains or nearby cities? We provide businesses with the financing they need to reach new heights and achieve success in any industry. From Hartsdale to Dobbs Ferry and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in White Plains that offer equipment loans?

White Plains, NY, a hub of commercial activity in Westchester County, presents intriguing opportunities for business equipment financing. Local founders seeking machinery or technology investments often explore multiple lending avenues to support their operational growth and strategic infrastructure needs.

Here are a few local suggestions:
  • First County Bank at Main Street & Mamaroneck Avenue
  • Westchester Bank at Martine Avenue & North Broadway
  • Hudson Valley Credit Union at Central Avenue & Church Street
  • Signature Bank at Post Road & Anderson Hill Road
  • People's United Bank at Bloomingdale Road & Tarrytown Road

StartCap offers comprehensive equipment loan solutions for businesses in the greater NY region, understanding the nuanced financial requirements of emerging enterprises. Beyond traditional banking channels, local start-ups might also investigate alternative financing options tailored to their specific equipment acquisition strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in White Plains, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in White Plains, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in White Plains, NY covers a wide range of business machinery and tools. Local founders seeking loans can access capital for restaurant kitchen equipment, construction vehicles, agricultural machinery, medical devices, office technology, manufacturing tools, and heavy industrial machinery across Westchester County.

Small business owners in NY have multiple financing options for critical equipment investments. Specialized lenders review industry-specific needs, offering flexible terms for restaurant ovens, farm tractors, construction excavators, medical imaging systems, and technology infrastructure that drives local business growth.

Elevate Yourself

Get Pre-Approved