Your Credit Line, Is Your Lifeline
On-demand capital is the lifeline every business needs, from start-ups to seasoned enterprises. Payroll, inventory, and equipment demands never take a day off. With a business line of credit in Irving, TX, and reliable support, you could launch into your next great phase.
Flexible Access to Funds
Access financing when you need it and pay only on what you use—ideal for fast cash flow.
Revolving Credit for Growth
Borrow, repay, and reuse. A business line of credit that grows with your venture's needs.
Custom Limits for Your Needs
Credit lines tailored to your business, with limits starting at $10,000 and room to grow.
Irving Business Credit & Loan Options
StartCap is your one-stop resource for business success. With funding and resources designed for your growth, we're ready to help you achieve your goals. From credit lines to real estate, we're here for you.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your venture needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Irving or nationwide.
Here's a truck load of stuff to get kicked off
Find a Business Line of Credit
Near Irving, TX
From Irving to the far corners of Dallas County, StartCap is your go-to for funding! We understand the difficulties of finding local credit and are here to help. See the nearby cities we serve and let's make your goals a reality. From Grand Prairie to Grapevine and beyond, we're your BLOC specialists.
BLOC FAQ's
Yes, business lines of credit exist for start-ups in Irving, TX. The Dallas County ecosystem supports emerging businesses through targeted financial resources. Local banks and financial institutions recognize the potential of new enterprises near Las Colinas Urban Center and provide specialized funding options.
Here are a few local suggestions:- Wells Fargo Bank at MacArthur Blvd & Las Colinas Blvd
- Comerica Bank at Belt Line Road & North Story Road
- First United Bank at Highway 183 & Texas Stadium Drive
- Independent Bank at Irving Boulevard & Highway 114
- BBVA at North MacArthur Boulevard & John Carpenter Freeway
- Chase Bank at Belt Line Road & North O'Connor Road
Start-ups in Texas benefit from multiple credit line structures tailored for early-stage businesses. Local institutions offer flexible terms, competitive interest rates, and personalized support for founders seeking financial backing near the Dallas-Fort Worth metroplex.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for business lines of credit in Irving, generally range from around 6% to 18%, depending on factors such as the lender's policies, the borrower’s credit score, and the current prime rate. Typically, the rates are tied to the prime rate, with some lenders adding a margin based on the borrower’s creditworthiness and other criteria. These rates may fluctuate over time, so it’s important for businesses to check with local lenders for the most accurate and up-to-date terms.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Irving, TX offers several local line of credit opportunities for business owners. The Dallas County region supports emerging enterprises through targeted financing programs designed specifically for small to medium-sized businesses seeking strategic capital investments in their growth trajectory.
Local resources include the Irving Economic Development Partnership, which provides connections to Texas-based lending institutions. The City of Irving Small Business Loan Program offers competitive credit lines with favorable terms. Additional options involve partnerships with North Texas regional banks like Capital One and Comerica Bank, which understand local economic dynamics for emerging companies.