You Have The Skills, Now Get The Tools
In Shippensburg, PA, our equipment loans are tailored for businesses aiming for growth. Whether you’re investing in new tools or upgrading systems, we’ll help you reach the next level.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Shippensburg Equipment Loans
StartCap offers flexible loan solutions, including secured loans and lines of credit, that adapt to your business’s needs. With our financial backing, your company can reach new heights.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Shippensburg or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Shippensburg, PA
We’re proud to offer equipment loans in Shippensburg and surrounding areas. Whether you’re looking to upgrade equipment or expand operations, we have the financing options to help your business thrive. From Chambersburg to Taneytown and beyond, we've got you covered.
Equipment Loan FAQ's
Shippensburg, PA sits at a crossroads of agricultural heritage and technological innovation, where local business owners seek strategic equipment financing solutions. Small enterprises in Cumberland County often require specialized lending approaches to acquire essential machinery and technology for growth.
Equipment loans represent critical financial resources for founders looking to expand operational capabilities. Regional financial institutions understand the nuanced requirements of small business financing in Pennsylvania's dynamic economic environment.
Here are a few local suggestions:- Mid Penn Bank at King Street & Prince Street
- First National Bank of Shippensburg at Main Street & Queen Street
- Orrstown Bank at Cumberland Road & Lincoln Highway
- Shippensburg Community Bank at Earl Street & City Hall
- PNC Bank at University Avenue & King Street
- Wells Fargo at Baltimore Pike & University Drive
Interest rates for equipment loans in Shippensburg, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Shippensburg, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Shippensburg, Pennsylvania covers diverse business machinery needs across multiple industries. Local founders seeking capital for agricultural equipment, restaurant kitchen appliances, or construction vehicles can access strategic loan options through regional financial institutions and specialized lending programs.
Small business owners in Franklin County might consider financing various assets such as commercial trucks, manufacturing machinery, medical diagnostic tools, restaurant refrigeration units, and specialized farm tractors. Different lending solutions accommodate regional business requirements, helping entrepreneurs strategically invest in essential operational infrastructure.