Madison Equipment Financing

Business Equipment Loans in Madison, WI

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From catering trucks to construction gear, our equipment loans in Madison, WI, help businesses of all kinds thrive. Let’s fuel your journey and propel your operations into a stellar future.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Wisconsin

Not Just Madison Equipment Loans

Looking for a loan that fits your business needs? StartCap offers a variety of options, including secured loans, lines of credit, and more, to help your business get the boost it needs to succeed.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Madison or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Dane County

Find Business Equipment Loans
Near Madison, WI

If you're looking for equipment loans in Madison you're in the right place! Our services extend to nearby cities, offering businesses the financing they need to reach new heights. From Monona to De Forest and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Madison that offer equipment loans?

Madison, WI thrives with innovative businesses seeking equipment financing across diverse industries from technology to manufacturing. Local business owners understand securing appropriate machinery loans requires strategic research and targeted regional options.

Here are a few local suggestions:
  • Associated Bank at East Washington Avenue & Baldwin Street
  • Summit Credit Union at University Avenue & Whitney Way
  • State Bank of Cross Plains at University Avenue & Mineral Point Road
  • BMO Harris Bank at Monroe Street & Regent Street
  • Chase Bank at Watts Road & Midvale Boulevard

Founders exploring equipment financing might consider StartCap as a potential resource for streamlined lending solutions. Wisconsin's business ecosystem supports multiple financing channels tailored to small and medium-sized enterprises seeking critical operational investments.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Madison, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Madison, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Madison, Wisconsin opens doors for local businesses across diverse industries. From commercial kitchen appliances for Wisconsin Dells restaurants to agricultural machinery for Dane County farms, loans cover essential operational tools. Construction companies, medical practices, and technology startups can secure funding for critical equipment investments.

Local business owners in WI seeking equipment financing might explore options through regional banks, credit unions, and specialized lenders. Restaurant owners near Lake Mendota can acquire commercial ovens, while farmers along the Yahara River might finance tractors and harvesting equipment. Careful research helps match equipment needs with appropriate financing solutions.

Elevate Yourself

Get Pre-Approved