Stillwater Equipment Financing

Business Equipment Loans in Stillwater, MN

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Stillwater, MN, empower businesses to grow without the stress of high costs. Whether it's a bakery or a construction site, we'll help you turn your ambitions into reality.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Minnesota

Not Just Stillwater Equipment Loans

StartCap provides a wide variety of loan options to meet your business’s needs, including secured loans and lines of credit. We’re here to help you find the right financing solution for your goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Stillwater or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Washington County

Find Business Equipment Loans
Near Stillwater, MN

We offer equipment loans in Stillwater and neighboring cities to help businesses secure the tools they need. Whether you’re expanding, upgrading, or just starting out, we’re here to support your growth. From Lake Elmo to Vadnais Heights and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Stillwater that offer equipment loans?

Stillwater, MN, a picturesque riverfront destination with historic charm, offers local business owners diverse opportunities for equipment financing. Securing funds for machinery and tools requires strategic research across Washington County's lending ecosystem.

Here are a few local suggestions:
  • Stillwater National Bank at Main Street & Myrtle Street
  • Pine County Credit Union at Highway 95 & 4th Street
  • Minnesota Valley Federal Credit Union at Olive Street & North Street
  • Rivertown Community Bank at Chestnut Street & Pine Street

StartCap provides specialized equipment loans for founders seeking flexible financing solutions beyond traditional banking. Local business owners might discover tailored options matching specific industry requirements through comprehensive lending consultations across Minnesota's business finance networks.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Stillwater, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Stillwater, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Stillwater opens doors for business owners seeking critical machinery investments. Local enterprises across Washington County can secure loans for diverse equipment types including restaurant kitchen appliances, agricultural tractors, construction excavators, medical diagnostic tools, and manufacturing machinery essential for operational growth.

Small business founders near the St. Croix River have multiple financing options for specialized equipment. From precision farming implements in rural Minnesota to industrial printing presses for graphic design studios, equipment loans provide flexible funding solutions tailored to specific industry requirements and operational needs.

Elevate Yourself

Get Pre-Approved