Business Equipment Loans in Lexington, KY
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
In Lexington, KY, we offer equipment loans tailored to businesses of all types. From restaurants to repair shops, our solutions ensure you have the tools to transform your goals into tangible success.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Lexington Equipment Loans
From lines of credit to secured loans, StartCap offers a range of financing options that fit your business’s needs. Let us provide the support you need to grow and succeed in a competitive market.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lexington or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Lexington, KY
From Lexington to nearby cities, we provide equipment loans to businesses looking to grow. Whether you need new equipment or an upgrade, we have the financing solutions you need. From Georgetown to Mount Sterling and beyond, we've got you covered.
Equipment Loan FAQ's
Lexington, KY buzzes with entrepreneurial energy, where blue-grass innovation meets equipment financing opportunities for local business founders seeking growth capital. Small companies in the Bluegrass State frequently require specialized machinery and technology investments to scale their operations effectively.
Here are a few local suggestions:- First Financial Bank at Main Street & Vine Street
- Central Bank of KY at Broadway & Main Street
- Kentucky Bank at Nicholasville Road & Richmond Road
- Community Trust Bank at Limestone & High Street
- United Southern Bank at Hamburg Pavilion
- Republic Bank at Lexington Financial Center
StartCap offers comprehensive equipment loan solutions that complement traditional banking resources for new business owners in the region. Local financing options range from short-term equipment leases to long-term acquisition loans tailored to specific industry requirements in central Kentucky.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Lexington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lexington, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in KY offers versatile solutions for businesses across diverse sectors. From agricultural machinery near Keeneland to commercial kitchen appliances in downtown Lexington, local founders have multiple financing options for critical operational investments.
Restaurant owners, construction companies, and manufacturing startups can secure loans for trucks, tractors, industrial machinery, restaurant grills, ovens, and specialized technical equipment. Local lenders like StartCap understand Kentucky's economic ecosystem and provide tailored financial support for emerging business needs.
