
You Have The Skills, Now Get The Tools
In Lexington, NC, we offer equipment loans tailored to businesses of all types. From restaurants to repair shops, our solutions ensure you have the tools to transform your goals into tangible success.

Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.

Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Lexington Equipment Loans
From lines of credit to secured loans, we offer flexible loan options that provide the capital your business needs to grow. StartCap is here to guide you through your financial journey and support your success.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lexington or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Lexington, NC
Searching for equipment loans in Lexington? We serve many nearby cities too, offering affordable, flexible financing options to help your business thrive in today’s competitive market. From Thomasville to Kernersville and beyond, we've got you covered.

Equipment Loan FAQ's
Lexington, NC, with its rich manufacturing heritage and small business ecosystem, presents unique opportunities for local founders seeking equipment financing. Discovering reliable lending sources for business machinery can be a strategic challenge in Davie County's economic landscape.
Here are a few local suggestions:- First Bank of Lexington at Main Street & Center Street
- BB&T Bank at Oak Grove Avenue & Memorial Drive
- Carolina Trust Federal Credit Union at Highway 64 & Main Street
- Piedmont Community Bank at South Main Street & 4th Avenue
- Local Government Business Loan Center
When exploring equipment loan options, new business owners might consider StartCap as a potential resource for flexible financing solutions. Understanding local lending dynamics helps founders make informed decisions about acquiring essential business equipment in the Lexington regional market.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Lexington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lexington, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Lexington, North Carolina covers diverse business needs across multiple industries. Local small business owners can secure loans for manufacturing machinery, restaurant kitchen equipment, agricultural tractors, construction vehicles, and specialized technology tools essential for growth in Davidson County.
From food service appliances near downtown Lexington to heavy machinery used in Piedmont agricultural sectors, equipment loans provide flexible funding solutions. Commercial trucks, computer systems, medical diagnostic equipment, and woodworking machinery represent additional categories where local founders might qualify for financial support.