Chapel Hill Equipment Financing

Business Equipment Loans in Chapel Hill, NC

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Chapel Hill, NC, help businesses of all shapes and sizes. Whether you’re baking bread or building bridges, we’ll provide the financial boost to keep your operations reaching for the stars.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in North Carolina

Not Just Chapel Hill Equipment Loans

StartCap offers a variety of loan solutions, from secured loans to lines of credit, to help businesses maintain healthy cash flow and fund their growth. Let us provide the financial lift you need.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Chapel Hill or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Orange County

Find Business Equipment Loans
Near Chapel Hill, NC

In Chapel Hill and surrounding cities, we provide equipment loans to help your business expand. Whether you're upgrading your machinery or purchasing new tools, we’re here to support your success. From Carrboro to Butner and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Chapel Hill that offer equipment loans?

Chapel Hill's dynamic research triangle ecosystem offers local business owners multiple avenues for securing equipment financing. Founders seeking specialized lending solutions will discover diverse opportunities within Orange County's business funding landscape.

Here are a few local suggestions:
  • First Citizens Bank at Franklin Street & Columbia Street
  • UNC Credit Union at Airport Drive & Fordham Boulevard
  • Self-Help Credit Union at Rosemary Street & Henderson Street
  • BB&T (Truist) at Elliot Road & South Columbia Street
  • Local Government Federal Credit Union at NC-54
  • Wells Fargo at Market Street & Chapel Hill Boulevard

Equipment loans represent critical financial resources for local start-ups wanting to acquire essential machinery, technology, or specialized tools. StartCap provides comprehensive lending solutions tailored to North Carolina business needs, offering competitive rates and flexible financing structures.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Chapel Hill, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Chapel Hill, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in NC offers diverse opportunities for business owners across various sectors. From restaurant kitchen appliances to construction machinery and agricultural tools, entrepreneurs in Chapel Hill can access loans tailored to specific industry needs. Local businesses seeking equipment upgrades have multiple financing options available.

Agricultural operations near Orange County might secure loans for tractors, harvesters, and irrigation systems. Restaurant founders can finance commercial ovens, refrigeration units, and specialized cooking equipment. Construction companies can obtain funding for excavators, heavy machinery, and work trucks through strategic equipment lending programs.

Elevate Yourself

Get Pre-Approved