Business Equipment Loans in Chico, CA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
In Chico, CA, our equipment loans help businesses transform their ideas into reality. From farms to factories, we provide the support you need to expand without the weight of financial strain.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Chico Equipment Loans
At StartCap, we offer a wide range of loan types, from secured loans to lines of credit, designed to help your business grow. No matter what your financial needs may be, we have a solution.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Chico or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Chico, CA
Along with Chico we proudly offer equipment loans to businesses in surrounding cities. No matter where you are, we’re here to help you secure the tools you need for success. From Durham to Palermo and beyond, we've got you covered.
Equipment Loan FAQ's
Chico, a charming city in California, presents unique opportunities for local business owners seeking equipment financing. Founders in Butte County often explore various lending options to support their growth and operational needs, especially when traditional bank loans seem challenging.
Here are a few local suggestions:- North Valley Bank at Main Street & Broadway
- Golden 1 Credit Union at Nord Avenue & East Avenue
- Cornerstone Community Bank at Park Avenue & The Esplanade
- First Financial Northwest at Mangrove Avenue & Eighth Street
StartCap offers streamlined equipment loan solutions for new business owners in the area. Local start-ups can leverage multiple financing strategies, exploring both regional banks and specialized lending platforms to secure critical equipment investments for their enterprises.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Chico, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Chico, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Chico, California covers a wide range of machinery and tools critical for business growth. Local founders in Butte County can secure loans for restaurant kitchen equipment, agricultural machinery, construction vehicles, medical devices, manufacturing tools, and technology infrastructure needed to launch or expand operations.
From tractors traversing almond orchards near California State University to commercial ovens in downtown restaurants, equipment loans provide flexible funding solutions. Business owners near Bidwell Park can access capital for specialized machinery, helping regional enterprises overcome initial investment barriers with strategic financial support.
