You Have The Skills, Now Get The Tools
From catering trucks to construction gear, our equipment loans in Calexico, CA, help businesses of all kinds thrive. Let’s fuel your journey and propel your operations into a stellar future.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Calexico Equipment Loans
Looking for a loan that fits your business needs? StartCap offers a variety of options, including secured loans, lines of credit, and more, to help your business get the boost it needs to succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Calexico or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Calexico, CA
We’re proud to offer equipment loans in Calexico and surrounding areas. Whether you’re looking to upgrade equipment or expand operations, we have the financing options to help your business thrive. From El Centro to Mecca and beyond, we've got you covered.
Equipment Loan FAQ's
Calexico, a border city in Imperial County, CA, thrives with diverse economic opportunities for local business owners seeking equipment financing. Small businesses in this agricultural and trade hub often require specialized machinery and tools to maintain competitive edges in their respective industries.
Securing appropriate equipment loans demands strategic research and understanding of regional lending landscapes. Business founders exploring financial resources will find multiple approaches to obtaining necessary capital investments for operational growth and infrastructure improvements.
Here are a few local suggestions:- Imperial Valley Bank at Main Street & Imperial Avenue
- Border Credit Union at Heffernan Avenue & First Street
- Desert Community Bank at Rockwood Avenue & Holt Street
- El Centro Federal Credit Union at Ross Avenue & Fifth Street
- Pioneer Valley Bank at State Highway 111 & Danenberg Road
- Calexico Community Bank at Heffernan Avenue & Heber Road
Interest rates for equipment loans in Calexico, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Calexico, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Calexico, CA covers a broad spectrum of industrial and commercial machinery needs. From agricultural implements used in Imperial County's rich farmlands to restaurant kitchen equipment and heavy construction machinery, local business owners have multiple financing options to support their operational growth.
Specific equipment categories typically eligible for loans include commercial trucks, precision agricultural tools, restaurant refrigeration units, manufacturing machinery, and construction vehicles. Financing solutions adapt to diverse business requirements across sectors like agriculture, food service, transportation, and industrial manufacturing in Southern California.