Business Equipment Loans in Gilroy, CA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
In Gilroy, CA, we offer equipment loans that adapt to your business’s needs. Whether it’s new tools or essential upgrades, we help you stay competitive while keeping your financial goals within reach.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Gilroy Equipment Loans
Our loan offerings include secured loans and lines of credit, designed to provide your business with the financial flexibility it needs to succeed. StartCap is committed to helping you achieve your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Gilroy or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Gilroy, CA
In addition to Gilroy we offer equipment loans to businesses in nearby cities. Whether you’re just starting out or expanding, we have financing options to help you succeed. From San Martin to Capitola and beyond, we've got you covered.
Equipment Loan FAQ's
Gilroy, a Silicon Valley gateway with sprawling agricultural roots, presents unique financing opportunities for business equipment acquisition. Local founders seeking machinery or technology investments find multiple lending channels beyond traditional banking approaches in Santa Clara County.
Here are a few local suggestions:- Wells Fargo Bank at Monterey Road & 1st Street
- First Republic Bank at Monterey Highway & Miller Avenue
- Morgan Hill Community Bank at Monterey Street & Main Avenue
- Mechanics Bank at 7th Street & Monterey Road
Equipment financing requires strategic planning for new business owners in CA. StartCap offers specialized lending solutions tailored to regional economic dynamics, understanding the intricate financial requirements of local start-ups needing specialized machinery or technological infrastructure.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Gilroy, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Gilroy, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Gilroy, CA covers a wide range of industry-specific machinery and tools. Local business owners can secure loans for agricultural equipment like tractors and irrigation systems, essential for Santa Clara County's farming sector. Construction machinery, restaurant kitchen appliances, and manufacturing tools are also common financing options.
From commercial refrigeration units to heavy-duty farming implements, equipment loans provide critical capital for growth. Small businesses near the Santa Cruz Mountains can access funding for specialized vehicles, tech infrastructure, and precision agricultural machinery. Lenders evaluate each application based on business performance and equipment value.
