You Have The Skills, Now Get The Tools
From tractors to tech gear, our equipment loans in Prescott, AZ, keep businesses competitive and thriving. Partner with us to secure the resources you need for a stellar future.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Prescott Equipment Loans
StartCap provides a wide variety of loan options to meet your business’s needs, including secured loans and lines of credit. We’re here to help you find the right financing solution for your goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Prescott or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Prescott, AZ
Looking for equipment loans in Prescott or nearby cities? Our flexible loan options are designed to help businesses like yours expand and thrive with the tools they need. From Prescott Valley to Sedona and beyond, we've got you covered.
Equipment Loan FAQ's
Prescott's rugged terrain and entrepreneurial spirit create a dynamic backdrop for business growth, where securing equipment financing becomes a critical step for local start-ups. Arizona's business ecosystem offers multiple avenues for founders seeking machinery and technology investments to scale their operations effectively.
Here are a few local suggestions:- First Bank of Arizona at Gurley Street & Montezuma Street
- Yavapai County Credit Union at Miller Valley Road & Sheldon Street
- Mountain Valley Bank at Whipple Street & Montezuma Street
- Western State Bank at Willow Creek Road & Gurley Street
With numerous lending options available, new business owners in AZ can explore traditional bank loans, credit union programs, and specialized equipment financing services. StartCap offers comprehensive solutions for those seeking flexible funding strategies tailored to specific business equipment requirements in the Prescott region.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Prescott, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Prescott, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Prescott, AZ spans numerous industries, offering local business owners critical support for expanding operational capabilities. Agricultural machinery, restaurant kitchen equipment, construction vehicles, and manufacturing tools represent prime candidates for specialized lending solutions across Yavapai County's diverse economic landscape.
Small business founders seeking equipment acquisition can explore various financing options targeting specific sector needs. From precision farming implements near Granite Mountain to commercial food preparation systems downtown, regional lenders understand the nuanced requirements of Arizona's entrepreneurial ecosystem, providing tailored financial strategies for strategic equipment investments.