Palm Springs Equipment Financing

Business Equipment Loans in Palm Springs, CA

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Palm Springs, CA, help businesses of all shapes and sizes. Whether you’re baking bread or building bridges, we’ll provide the financial boost to keep your operations reaching for the stars.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in California

Not Just Palm Springs Equipment Loans

From lines of credit to secured loans, StartCap provides diverse financing options tailored to your business needs. Whatever your goals are, we’ll help you achieve them with flexible loan solutions.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Palm Springs or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Riverside County

Find Business Equipment Loans
Near Palm Springs, CA

In Palm Springs and surrounding cities, we offer equipment loans that make it easy for your business to grow. Our team is ready to support your expansion with flexible financing solutions. From Garnet to Indio and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Palm Springs that offer equipment loans?

Palm Springs, with its desert oasis charm and sun-drenched landscape, attracts business owners seeking equipment financing. The local economic environment provides multiple opportunities for new start-ups looking to acquire essential machinery and technology for their operations.

Here are a few local suggestions:
  • Desert Regional Bank at Palm Canyon Drive & Tahquitz Canyon Way
  • Palm Springs Credit Union at Ramon Road & Data Point Drive
  • Coachella Valley Business Bank at Highway 111 & Cook Street
  • California First National Bank at Indian Canyon Drive & Tahquitz Canyon Way
  • Desert Community Bank at El Paseo & Highway 111

For founders exploring equipment loan options, StartCap represents a potential alternative financing solution. Local business owners might find tailored equipment financing strategies that align with their specific operational requirements and growth objectives in Riverside County.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Palm Springs, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Palm Springs, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Palm Springs allows local businesses to acquire essential machinery across diverse sectors. From construction vehicles near the San Jacinto Mountains to restaurant kitchen appliances in downtown establishments, business owners can secure loans for specialized equipment that drives operational success in CA.

Agricultural operations in Riverside County might finance tractors, irrigation systems, and harvesting machinery. Restaurant founders could obtain commercial ovens, refrigeration units, and food preparation equipment. Construction companies may explore financing for excavators, generators, and heavy-duty trucks essential to completing regional development projects.

Elevate Yourself

Get Pre-Approved