San Francisco Equipment Financing

Business Equipment Loans in San Francisco, CA

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in San Francisco, CA, provide the support your business needs to thrive. Whether you’re expanding production or opening a new location, we’re here to help you achieve liftoff without turbulence.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in California

Not Just San Francisco Equipment Loans

StartCap provides a wide variety of loan options to meet your business’s needs, including secured loans and lines of credit. We’re here to help you find the right financing solution for your goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in San Francisco or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

San Francisco County

Find Business Equipment Loans
Near San Francisco, CA

Our equipment loans in San Francisco are available to businesses in nearby cities as well. Whether you're upgrading machinery or expanding your operations, we’re here to help you succeed. From Daly City to San Bruno and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in San Francisco that offer equipment loans?

San Francisco's tech-driven economy fuels constant innovation, with local business founders seeking equipment financing solutions across the Bay Area's dynamic commercial districts. Small business owners frequently explore targeted lending opportunities that align with their operational equipment requirements.

Here are a few local suggestions:
  • Wells Fargo at Market Street & Battery Street
  • First Republic Bank at California Street & Sansome Street
  • Silicon Valley Bank at Montgomery Street & Clay Street
  • Union Bank at Sacramento Street & Front Street
  • Bank of the West at Post Street & Kearny Street
  • San Francisco Federal Credit Union at Van Ness Avenue & Grove Street

StartCap offers comprehensive equipment loan strategies for local start-ups, particularly for businesses requiring specialized machinery or technology investments. Flexible financing options and streamlined application processes help CA entrepreneurs secure necessary equipment with minimal administrative complexity.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in San Francisco, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in San Francisco, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in California offers diverse opportunities for local business owners seeking critical machinery investments. Entrepreneurs in San Francisco can secure loans for restaurant kitchen appliances, construction vehicles, agricultural tools, medical devices, and technology infrastructure across the Bay Area market.

From Golden Gate Park to SoMa's tech corridors, business founders have multiple financing options for essential capital equipment. Restaurant owners near Fisherman's Wharf might fund commercial ovens, while construction teams in Oakland could acquire excavators and heavy machinery through strategic equipment lending programs.

Elevate Yourself

Get Pre-Approved